Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Over eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow. Helping you reach your goals is what we're all about. Membership is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai'i. We have six branches island-wide and serve over 50,000 members. Come talk story with our staff, you'll quickly see why we are the credit union where caring counts.