A new report from Morningstar raises fresh questions on whether the 4 percent rule for retirement withdrawals can still hold for today's investors. In its 2024 State of Retirement Income study ...

While the 4% rule is a helpful guideline to consider, it shouldn’t be taken as gospel. How much you spend in retirement should be based on your goals, needs and net worth, as much as your desire ...

The 4% rule was developed in the 1990s by financial advisor William Bengen. According to Bengen, people could withdraw 4% of their retirement savings in their first year and then adjust annual ...

Here’s the first thing to remember about withdrawing retirement money: It’s all about the cash flow. The second thing? You ...

Some rules are meant to be broken. The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first ...

The 4% withdrawal rule is a popular retirement strategy that helps investors withdraw money safely from their accounts, with low odds of running out of money later. Lower expectations for long-term ...

QDPL is a creative alternative to the 4% rule, which makes investors actively sell shares to fund their retirement. The fund's vulnerability lies in its exposure to the dividend sustainability ...

In financial planning, one of the most efficient ways to assess retirement readiness is by applying the 4% drawdown rule. The 4% rule offers a straightforward method for estimating the amount of ...

So rest assured that come retirement, I won't be taking withdrawals at random. Rather, I intend to have a plan. Image source: Getty Images. But that plan won't revolve around the famous 4% rule.

One of the best long-term investments has been stocks, with attractive returns. The S&P 500, a collection of about 500 of ...