The Fed has been pushing down borrowing cuts since September, yet mortgage rates remain close to 7%. Here's what to expect in ...

Average credit card interest rates are calculated from a dataset of ... offer without paying any interest fees—regardless of the current APR on your credit card account. Most credit cards ...

Bankrate chief financial analyst Greg McBride, CFA, only expects the average credit card rate to fall about half a percentage point over the course of the next year. That would nudge the average ...

Visa and Mastercard are raking in billions in swipe fees while small businesses and consumers pay the price. We need the ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

If one of your New Year's resolutions is to improve your credit card game, take note of your current debt or find a card with ...

While most card issuers report your statement balance instead of your current balance ... To find your credit utilization rate, a significant credit score factor, divide your total balance ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

HELOC rates again came in lower this week, with the the $30,000 home equity line of credit dropping to an average of 8.36 ...

The Federal Reserve has projected fewer cuts to its influential interest rate in the new year. Here's what it could mean for ...

you'll be more likely to be approved for a lower interest rate, even if only for a limited time. Another way to negotiate is by comparing your current credit card terms with other similar credit ...

A s we step into the new year, many Americans are grappling with the financial aftermath of holiday spending layered on top ...