Towfiqu Photography / Getty Images Your debt-to-income ratio (DTI) is a personal finance measure that compares the amount of debt you have to your gross income, which is what you make before taxes.

What is a debt-to-income ratio? Your debt-to-income ratio, also referred to as DTI, is a numerical representation of how much ...

You can get a personal loan with a low credit score by having a guarantor/co-applicant, taking a lower loan amount, ...

Becoming a loan guarantor will reduce your loan eligibility. A borrower default will impact your credit score negatively, and ...

Having a higher income can improve your chances of loan approval. Consider taking on a part-time job, freelancing, or finding ...

Your debt-to-income ratio is an important financial number to know. Not only can it affect what loans and other financial products you qualify for, but it can influence your interest rate — or ...

The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here’s how to ...

Your credit score is certainly a big factor in mortgage approval. But it isn't the only one. Read on to learn other reasons ...