You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do ...

And while debt collectors do have a lot of power in that situation, they also have more obligations to you than you might realize. Federal law — and the Fair Debt Collection Practices Act (FDCPA ...

Some debt collectors are known for being harsh on the phone or using threats to get you to pay your debt faster. But this is strictly prohibited under federal law. According to the FDCPA ...

New York Attorney General Letitia James released a guide to help New Yorkers use the state's Exempt Income Protection Act to protect their money from debt collectors. The law automatically protects a ...

President Donald Trump's day-one executive order freezing regulations could affect several rules on consumer finances that ...

State Attorney General Letitia James has released a guide to help New Yorkers use the state’s Exempt Income Protection Act ...

New York Attorney General Letitia James ... The EIPA is a state law that prevents debt collectors from draining consumers’ bank accounts, leaving them unable to cover the costs of basic needs.

Car prices and the resulting monthly payments have been rising rapidly in recent years. As of the third quarter of 2024, the average monthly payment in the United States was $737, according to ...

New York State signed into law A8913 to create a “private education debt registry” aimed at increasing transparency and ...

The fate of a Biden-era rule that would keep medical debt from consumers’ credit reports is up in the air amid reported ...

If healthcare entities believe that people won't pay their medical bills at the margin, they'll likely raise prices.