“The first step is to commit,” David advises. “Commit to a specific amount that you're sending to your credit cards to pay them off every single month.” He follows with explaining to “not add any more ...

“The first step is to commit,” David advises ... John elaborates on their "debt lasso" method, which helps control debt more effectively: "What the debt lasso method helps you do ...

Debt isn’t much fun to think about ... Consider renegotiating your agreement with one or two lenders to ease the pressure. Be proactive in asking for a discount or fee waiver.