Commissions do not affect our editors' opinions or evaluations. EarnIn is a financial app that lets consumers access their earned wages before they’re deposited into their bank account.

The Earnin app is a great option when you’re short on cash between paychecks and need a boost or a small personal loan.

D.C. Attorney General Brian L. Schwalb filed a lawsuit against the fintech app EarnIn on Tuesday for "deceptive marketing" and providing "illegal" high-interest loans to more than 20,000 DC consumers.