The FOIR is essential for personal loans. It compares monthly debt to income. Lowering FOIR enhances loan approval chances, ...

However, there are some factors that aren't quite so obvious, and one is your other debts such as auto loans and credit cards. To be perfectly clear, you can still get a mortgage if you have a car ...

Discover effective debt reduction strategies to regain control of your finances and achieve financial freedom. Learn how to ...

It offers flexibility for various needs but come with high interest rates and potential debt traps. Careful financial ...

Buying a home with student loans is possible, but various factors will affect your application. Learn how to qualify for a ...

Americans have trillions in household debt. But an uptick in personal disposable income has left more people able to pay.

New year, new credit score? The effort will be worth it. Read on to see what you need to do to boost your score.

A cosigner can help you qualify for a loan, but there are risks including impacting the cosigner’s credit score or finances.

A low credit score doesn’t mean you can’t get a personal loan—try strategies like a guarantor, and stable income, etc. to ...