With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

Even though interest rates are higher than they were a few years ago, both new homebuyers and current homeowners looking to refinance can secure a good rate today. Plus, borrowers may soon see ...

Refinance rates for 30-year loans have fallen seven of the last nine days, sinking rates to their lowest level since mid-October. Most other refi rates also dipped.

28/36 rule: Housing expenses (including mortgage payments, utilities, HOA fees and homeowners insurance) should be no more ...

The 30-year fixed-rate mortgage fell to the lowest level since December 2024 at the end of February, prompting many ...

Here are a few rate-shopping tips: If you've heard that you can "buy now and refinance later," you may have also heard the phrase "marry the house, date the rate." Put simply, remember that buying ...

Most mortgage market observers began the year believing rates were more likely to rise than fall, but that hasn’t panned out.

If rates are trending down ... you’ll pay many of the same closing costs you paid when you bought the house. Refinancing typically costs 2% to 6% of your loan balance. For example, if you ...

kupicoo / Getty Images After adding a single basis point the day before, 30-year refinance rates subtracted 1 point Thursday, bringing the average back down to 6.84%. This reading is the lowest 30 ...

This means that if you buy a house when mortgage rates are high, you can refinance it when interest rates fall. According to Redfin, around 86% of homeowners with mortgages have interest rates ...