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RRSP contributions can reduce capital gains tax. How does that work, and when might a different tax strategy be a better option? When you sell an investment that isn’t tax-sheltered for a profit ...

Many Canadian retirees have tens of thousands invested in ETFs like the iShares S&P/TSX 60 Index Fund (TSX:XIU). If so, you could start by looking at the amounts that the average Canadian has in ...

While investing in RRSPs can lower your taxable income and is a great way to get a tax refund while saving for retirement, borrowing money to take advantage of your unused RRSP contribution has ...

With many financial institutions and brokerages offering bonuses for Canadians to transfer their RRSPs, should Canadians struggling to save up for retirement consider taking advantage of these ...

Annual Registered retirement savings plan contributions not only help Canadians save for retirement, but they are also tax deductible. Contributions can be deducted from taxable income when filing ...

The tax filing season for the income year 2024 started on February 24, 2025. Many Canadian taxpayers who contributed to the Registered Retirement Savings Plan (RRSP) on or before March 3 this year ...

Grant holders must provide eligible Grant-Paid employees the option to contribute to the RRSP. If opting into the RRSP, the grant holder must match the employee's selected contribution rate of 3%, 4%, ...