Self-employed workers and small-business owners who want an easy and inexpensive retirement plan should consider a Simplified Employee Pension IRA, or SEP IRA for short. SEP IRA plans are easier ...

SEP IRAs are employer-funded retirement accounts with contributions based on employee salaries. Business owners and self-employed people who fund a SEP IRA are contributing as the employer, not ...

These limits will remain the same in 2025. The annual contribution limits for SIMPLE IRAs and SEP-IRAs, which are used by small businesses and the self-employed, are higher. Here's what you need ...