The so-called 4% rule has only been around for a few decades, but it’s become a rule of thumb for financial advisors and investors looking for guidance on estimated yearly income withdrawals in ...

The 4% rule was developed in the 1990s by financial advisor William Bengen. According to Bengen, people could withdraw 4% of their retirement savings in their first year and then adjust annual ...

When financial adviser William Bengen invented the 4% rule for retirement planning, the TV show “Friends” had just debuted. The rule provides a general guideline for how much to withdraw in ...

Some rules are meant to be broken. The time-honored — and sometimes controversial — 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their ...

A strategic balance of annuitization and systematic withdrawals is key to optimal retirement outcomes, a new study found.

might be a more effective and sustainable strategy for some retirees,” he explained. Learn More: Avoid This Retirement ...

The 4% withdrawal rule is a popular retirement strategy that helps investors withdraw money safely from their accounts, with low odds of running out of money later. Lower expectations for long ...