Your debt-to-income ratio (DTI) tells a lender how much ... You may have a higher interest rate, which will increase your mortgage payment. What if my credit score doesn't qualify me for a mortgage?

A good credit score (FICO scores 670 and above) is essential to qualify for the lowest mortgage rates, snag a stellar credit card bonus and sometimes even land your dream job. Since your credit ...

One such factor that has an indirect impact on your personal loan eligibility is the credit utilisation ratio. A credit utilisation ratio reflects the portion of credit you utilise from the ...

Whether you'll be approved for a HELOC will depend on your income, debt-to-income ratio, employment record, and credit history, as well as how much equity you have in your home. A second mortgage ...