A Roth IRA rollover or conversion shifts money from a traditional IRA or 401(k) into a Roth IRA. A Roth conversion is especially attractive if you expect your future tax rate to be higher than ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

As you approach retirement, though, you might start thinking of just how much you’d like to benefit from a Roth IRA. And you can do so by converting your traditional IRA to a Roth. While this so ...

There's no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes. A ...

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

There’s no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes.

When you convert funds from a traditional IRA or 401(k) to a Roth IRA, you’re essentially converting pre-tax dollars to after-tax dollars. This conversion triggers a taxable event, meaning you ...

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Two of the most common types of IRAs are traditional and Roth. When considering opening an IRA, most people will compare the two. Traditional and Roth IRAs have different tax benefits, income ...