Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home ...

Keep in mind that you’ll generally need good to excellent credit, stable income and a low debt-to-income (DTI) ratio to qualify for the best rates available. A 15-year mortgage refinance is a ...

If you're saddled with a high mortgage rate, refinancing can get you a better rate and terms, help you pay off your loan faster or even enable you to convert your home equity into cash.

A mortgage refinance can cost 2% to 6% of the loan amount. Learn what impacts these costs and how to lower or eliminate what ...

Here is a list of our partners and here's how we make money. Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs, though: It’s likely you’ll need a ...

If you’re thinking about refinancing ... your options from as many mortgage lenders as possible. Many lenders let you see your personalized rates with just a soft credit check that won’t ...

look for any errors on your credit report and avoid applying for other loans or credit cards too close to your mortgage or refinance application. You should also shop around and compare different ...

The home-buying process can be nerve-wracking. especially if you have bad credit. Luckily, some lenders consider applicants with poor credit — or no credit history at all. CNBC Select has ...

You don’t need a credit check to qualify for most federal student loans, making them an ideal first choice for borrowing with no or bad credit. Federal student loans also offer flexible ...

First things first: Make sure you're financially ready to refinance. This can ensure that you are not only approved but that you get the lowest mortgage rate possible. Check your credit score and ...

A low-down-payment mortgage can put you on the fast track to homeownership if you lack the funds to make a bigger payment, ...