Taxpayers age 70½ and older can use a qualified charitable distribution (QCD) to donate up to $100,000 annually directly from a traditional IRA to an eligible public charity without counting that ...

For example, a qualified charitable distribution (QCD) allows you to transfer money from your IRA to a charitable organization tax-free. If you are 70½ or older, the QCD also counts toward your ...

One possibility is a qualified charitable distribution (QCD), a tax-savvy way to reduce your taxable income and maximize your donations whether you itemize deductions on your tax return or not.