Once you get your credit report, read it over for errors. You should pay special attention to your demographic details to ...

If you recently downloaded your credit report and it showed a “hard inquiry”, it means that you must have applied for some type of credit (such as a credit card or loan) in the last two years.

Unlike a soft inquiry which is carried out when you check your credit score, a hard inquiry happens when you apply for a loan. This leads to an adverse impact on your credit score, albeit temporarily.

To do so, the lender makes credit inquiries ... or if a dispute was removed. Having credit checked at the beginning of the process is important to obtain a pre-approval letter, which shows you ...

Credit repair focuses on disputing inaccurate information on your credit report and going through the dispute process for you. While you can dispute items on your credit report yourself for no ...

However, your approval is still conditional on a hard credit inquiry to determine whether your credit profile has changed since the firm offer was made. Both prequalification and preapproval are ...

New Credit America’s website doesn’t specify whether or not it does a hard credit pull. That said, the company considers FICO scores, which typically requires a hard credit inquiry — so it ...

A credit score dispute is a process through which you can raise disputes or inaccuracies in your credit report that may negatively impact your creditworthiness. The errors are primarily related to ...

You can protect your credit during a divorce by checking your credit report for potential errors, closing or separating joint accounts, removing yourself as an authorized user and freezing your credit ...