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Credit card defaults are on the rise for Americans, reaching the highest level in 14 years. Here’s what you should know.

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Paula recalled one morning in early October when everything took a turn for the worse. She went online to look at her bank account, a morning ritual of sorts. But what she saw this time horrified her.

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"Guess I'll be eating ramen again tonight," tweets one customer on third day of issues linked to a data-center power outage.

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