Consumer Protection | OCC - Office of the Comptroller of the …
2024年12月4日 · Consumer Protection: Interagency Statement on Elder Financial Exploitation: 12/04/2024: NR 2024-130: Agencies Issue Statement on Elder Financial Exploitation: 07/18/2024: NR 2024-81: Agencies Finalize Interagency Guidance on Reconsiderations of Value for Residential Real Estate Valuations
Consumer Protection: Interagency Statement on Elder Financial ...
2024年12月4日 · The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Financial Crimes Enforcement Network, the National Credit Union Administration, and state financial regulators (collectively, the agencies), today issued a …
Telephone Consumer Protection Act: Revised Interagency …
2023年11月1日 · The Office of the Comptroller of the Currency (OCC) today published the revised interagency examination procedures for the Telephone Consumer Protection Act (TCPA). The OCC, Federal Deposit Insurance Corporation, and the National Credit Union Administration have revised the interagency examination procedures to reflect amendments to the TCPA that …
Mortgages | OCC - Office of the Comptroller of the Currency (OCC)
2024年12月17日 · Applying for a mortgage loan can be stressful. To get your best deal, you must be well-informed so you can compare offers, understand closing and settlement costs, be aware of insurance requirements, and avoid scams. A number of laws cover home mortgage disclosures—the amount and type of information lenders must provide so that you fully …
Consumer Product and Retail Fraud | OCC
Common Methods of Consumer Product and Retail Fraud Counterfeit goods: Selling fake or substandard products at high prices or selling high-end products at “too good to be true” prices. Online auction scams: Scammers lure buyers with fake auction listings and collect payment without delivering the item.
Consumer Compliance | OCC
2024年12月4日 · The OCC promotes bank compliance with federal consumer protection laws, fair lending statutes and regulations, and the Community Reinvestment Act through supervisory and outreach programs. Comptroller's Handbook booklets in the Consumer Compliance series: Community Reinvestment Act Examination Procedures; Compliance Management Systems ...
Insurance Consumer Protection The Gramm-Leach-Bliley Financial Services Modernization Act (the Act) was enacted on November 12, 1999. Section 305 of the Act required the federal banking agencies (the Agencies) to prescribe and publish in final form, consumer protection regulations that apply to retail sales practices, solicitations,
Consumer Protection Publications | OCC
2025年1月14日 · Ensuring fair access and equal treatment to national bank customers is a fundamental part of the OCC's mission. OCC bank examiners evaluate compliance with consumer laws and regulations, and the agency takes enforcement actions when necessary. OCC customer service representatives assist national bank customers with questions and complaints, and the …
Consumer Fraud Awareness and Prevention | OCC
Consumer fraud impacts millions of Americans every year and often results in financial harm. Learn about the most common types of consumer fraud, how each type works, the warning signs, and how to protect yourself and others. Check Fraud This fraud involves the unauthorized use of a person’s checks. Consumer Product and Retail Fraud
Financial Literacy Update: First Quarter 2025 | OCC
Consumer Financial Protection Bureau CFPB's Office of Financial Education posted the video, "The CFPB Is on Your Side," on consumer-facing pages. The video gives a basic description of the CFPB in 10 languages: English, Spanish, Arabic, Chinese, Haitian Creole, Korean, Russian, Tagalog, Vietnamese, and American Sign Language.