2010年8月2日 · HO-2: Includes a suite of water related damages to the items covered by HO1. This coverage is more expensive, but it is also more comprehensive. HO-3: Where other types of policies only cover certain items, this policy does the opposite and covers everything except the list of exclusions it contains. HO-4: This is renter's insurance.

2025年1月15日 · Actual Cash Value Homeowners Insurance: A Complete Guide (2025) When you purchase coverage for your house, you’ll have two choices for how your personal property will be replaced in a claim: replacement cost or actual cash value homeowners insurance.

2019年3月12日 · The policies H02, H03, and H05 refer to different types of homeowner's insurance policies. These policies provide coverage for damages to the home, personal property, and liability protection.

2025年2月13日 · Find the best homeowners insurance for older homes with $50/month rates. Protect your legacy with Travelers, the top pick for older homes and tailored coverage.