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Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, T +91 22 61660001 Bandra (E), Mumbai 400051, www.kotak.com

145 #KONAKONAKOTAK HIGHLIGHTS STATEMENTS Business Responsibility Report Business Responsibility Report At Kotak Mahindra Bank Limited (KMBL), sustainability forms an integral part of the Bank’s business functions and has established mechanisms for

Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, T +91 22 61660001 Bandra (E), Mumbai 400051, www.kotak.com

Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, T +91 22 61660001 Bandra (E), Mumbai 400051, www.kotak.com

Page 1 of 41 KOTAK MAHINDRA BANK LIMITED CIN: L65110MH1985PLC038137 Registered Office: 27BKC, C 27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051 Tel: +91 22 6166 0001; Fax: +91 22 6713 2403 Website: www.kotak.com; E-mail: [email protected] POSTAL BALLOT NOTICE NOTICE is hereby given that …

112 Kotak Mahindra Bank Limited KMBL has made progress in executing its rural India strategy. The Bank views rural India as an opportunity, and not only as a means to fulfil its agriculture and priority sector lending obligations.

Forward-looking statements This document contains certain forward-looking statements based on current expectations of Kotak’s management. Actual results may vary significantly from

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