What is a VA Energy Efficient Mortgage? An Energy Efficient Mortgage, or EEM, is a loan program available through the VA which helps Veterans finance qualified energy efficiency-related home improvements.

2022年11月5日 · The VA Energy Efficient Mortgage program enables borrowers to make energy-efficient home improvements and save money on utility costs and take advantage of a lower VA loan rate.

A VA EEM is an additional loan that can be attached to a primary VA loan used for buying or refinancing a home. This program allows you to include the costs of energy-efficient upgrades into your VA Home Loan, covering improvements that enhance the …

2021年5月13日 · The VA Energy Efficient Mortgage (EEM) is a special loan program to finance the cost of energy-efficient improvements with low rates and zero down.

Veterans Affairs Energy Efficient Mortgage. The U.S. Department of Veterans Affairs (VA) EEM is available to qualified military personnel, reservists and veterans for energy improvements when purchasing an existing home. Chapter 7 of VA Pamphlet 26-7 (Revised) (PDF, 1.4 MB) contains lender guidance on

The VA EEM allows VA homebuyers to utilize their $0 benefit while financing the cost of energy-efficient improvements. Improvement costs are added to the loan balance and repaid as part of your monthly mortgage payment.

2023年8月7日 · Whether you’re looking to increase your home’s value or save on monthly utility bills, an EEM can be an excellent investment. This guide will provide insights into the requirements and processes of obtaining an EEM for a VA loan, eligible improvements, as well as the pros and cons of the program.

2023年3月12日 · The VA Energy Efficient Mortgage Program, also known as a VA EEM, enables eligible active and retired military personnel, including veterans and reservists, to include the cost of energy efficiency home improvements in their mortgage amount.

2024年4月24日 · As a veteran, you might qualify for a VA Energy Efficient Mortgage (VA EEM) to help finance both your home purchase and energy-saving upgrades! This comprehensive guide dives into everything you need to know about VA EEMs.

2024年1月26日 · Put simply, a VA Energy Efficient Mortgage or EEM allows you to roll the cost of energy-efficient improvements into your mortgage. This means you can finance renewable energy sources and efficiency upgrades as part of your VA home loan.