Our farm operating loans give producers the capital they need to pay for agricultural-related expenses, such as livestock, labor, cash rent, seed and inputs. To accommodate farming's seasonal cash flow, funds are available as producers need capital and can be paid down to restore funds for future draws.

Our farm operating loans and lines of credit can help you manage the day-to-day expenses so your business can focus on the future. An operating loan or revolving line of credit can provide much-needed liquidity. Whether it’s used for repairs, feed or seed, more cash on hand can help keep your operation running smoothly.

2023年12月18日 · Agricultural Line of Credit (ALoC) is a financial instrument offered by institutions, providing farmers with a revolving credit facility. It allows them to borrow funds as needed, up to a set limit, to support their farming operations.

Our credit line offers interest-only payments during draw periods that extend up to 10 years to provide a financial safety net and keep your payments low. Our 10-year line of credit option offers the ability to transition your operating line into a fully amortized loan once the draw period ends to protect your liquidity.

Farm operating lines of credit are a financial lifeline to most working farms. These types of loans are revolving debts that can be borrowed and paid back to fund the yearly costs of farm operations, including typical farm expenses such as seed, …

2022年1月3日 · Unlike a loan payment that’s paid back over time, lines of credit allow you to pull money out, and once it’s paid back on, can be pulled back out. Otherwise referred to as a revolving line of credit. Lines of credit are a great cash flow tool for both starting farmers and well-established producers.

2024年12月18日 · Agriculture lines of credit offer flexibility for short-term needs with revolving credit, whereas agricultural loans provide a lump sum for long-term investments with fixed repayment schedules. Understanding these differences and working closely with an agricultural lender can help you select the best financing solution to ensure your farm's ...

2024年6月27日 · Need access to capital to keep your operation running smoothly through the year? Rabo Agrifinance has options for lines of credit to help you manage your asset needs. Operating loans or Revolving Lines of Credit are available with maturities of one to two years or more depending on the type of loan.

Ag equity lines of credit allow you to use the equity in your agricultural real estate to make capital and operating purchases. Replenish your credit line as you pay down the principal amount, or consider using the ag equity line to replace annual operating lines of credit.

Ag lines of credit offer flexibility and peace of mind, helping you manage cash flow efficiently. Provide for your farm or ranch’s needs and take advantage of new opportunities with agricultural operating lines of credit (operating loans) and High Plains Farm Credit as your partners.