This guide assists regulated institutions to develop their Internal Capital Adequacy Assessment Process, including required documents, and to understand APRA’s approach to the supervisory review process for setting supervisory adjustments to required capital.

2025年1月1日 · An ADI must, on an annual basis, prepare a report on the implementation of its ICAAP (ICAAP report). A copy of the ICAAP report must be provided to APRA no later than three months from the end of the period covered by that report.

These prudential standards set out requirements in relation to the capital adequacy of a regulated institution, including the need for a regulated institution to have an ICAAP, and establish a framework for supervisory review and adjustment of a regulated institution’s capital requirements.

An ICAAP involves an integrated approach to risk management and capital management, based around assessing the level of, and appetite for, risk in the regulated institution and ensuring that the level and quality of capital is appropriate to that risk profile. APRA expects these processes of risk and capital considerations to

2024年9月30日 · CPG 110 focuses on the internal capital adequacy assessment process (ICAAP) and APRA’s supervisory review process for capital. This PPG should also be read in conjunction with APRA’s other prudential standards and guidance for …

2023年7月1日 · detailed information on the actual outcomes of applying the ICAAP over the period, relative to the planned outcomes in the previous ICAAP report (including analysis of the life company’s actual capital position relative to minimum regulatory capital requirements and capital targets and actual-versus-planned capital management actions);

2025年3月3日 · This sets out the factors that we take into consideration to assess a firm’s ICAAP, including the setting of form-specific capital requirements and the PRA buffer. This SS should be read in conjunction with the Statement of Policy ‘The PRA’s methodologies for setting Pillar 2 …

APRA highlighted the importance of the ICAAP summary statement in overseeing risk and capital adequacy, and outlined observations on ICAAP best practices drawn from both general and life...

2024年12月10日 · ICAAP and ILAAP represent a unique opportunity for banks to build resilience while driving long-term growth. APRA’s guidance underscores the need for forward-looking processes that go beyond compliance and deliver actionable insights for decision-making.

2024年5月9日 · In late 2023, APRA reviewed and peer-compared a number of Internal Capital Adequacy Assessment Process (ICAAP) Summary Statements to identify examples of better practice and possible areas for improvement.