BMW Select, which is also known as Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This final phase of the agreement offers three options, and is what makes it our most popular finance product for both New and Approved Used BMWs.

You're eligible for $1,000 off a new BMW or Certified Pre-Owned BMW when you purchase a BMW and finance with BMW Financial Services. Eligibility requirements: You've earned an undergraduate, graduate or associate's degree from an accredited college or university within the previous 24 months OR you are eligible to graduate within the next 6 ...

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BMW Select, our Personal Contract Purchase product, is our most popular car finance product for both new and used cars. This is because of its key feature, which we call the Guaranteed Future Value MFV.

Estimate your monthly car payments on select BMW models using specific criteria and explore available financing and lease options. Skip to main content Models

BMW Select, also known as Personal Contract Purchase (PCP), involves an initial deposit, low monthly payments and then an optional final payment. With three options at the end of your agreement, PCP is our most popular finance product for both New and Approved Used BMWs. Begin by choosing which BMW model is right for you.

PCP offers the advantage of a lower monthly payment when directly compared to a HP agreement. By deferring part of your BMW's value until the end of the agreement, referred to as your BMW's Guaranteed Future Value, you are able to reduce your monthly payment significantly against a HP agreement.

BMW Select, also known as Personal Contract Purchase (PCP), is perfect if you are looking to combine flexibility with low monthly payments on New or Approved Used BMW. At the end of your agreement you can choose to either part-exchange, purchase or return the vehicle.

A variation of a Hire Purchase agreement, a PCP is a finance plan where you pay a deposit followed by fixed monthly instalments over an agreed period, followed by an optional final payment. It allows you to spread the cost of the car over a period of time and could be the right finance option for you if you like to change your car regularly.

Financing a BMW and choosing a finance product is a big part of your decision-making process. That’s why we have created a helpful tool to assist you in choosing the finance option that could be best suited to your circumstances.