Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are above 4%.

2025年3月13日 · The best short-term CD rates are in the low to mid-4% range, a departure from the 5% rates of January 2024, based on NerdWallet analysis.

2025年2月28日 · NerdWallet's Best 6-Month CD Rates for March 2025. Bask Bank CD: 4.45% APY, $1,000 Minimum deposit; Popular Direct CD: 4.30% APY, $10,000 Minimum deposit; Vio Bank CD: 4.30% APY, $500 Minimum deposit

2025年2月28日 · NerdWallet's Best 3-Year CD Rates for March 2025. Alliant Credit Union Certificate: 3.65% APY; Synchrony Bank CD: 4.00% APY; Marcus by Goldman Sachs High-Yield CD: 4.00% APY; TAB Bank CD: 3.91% APY

2025年1月27日 · Credit unions tend to have better rates than banks, on average. Check out some of the best credit union CD rates.

Jumbo CDs require a big sum upfront, such as $100,000, for rates that may be slightly better than regular CD rates. Check our list of the best.

The best five-year CD rates tend to be much higher than the national average rate of 1.34% APY. These CDs can help you work toward your individual savings goals.

2024年9月18日 · The best CD rate at Chase is 2.25% APY for a three-month CD, followed by 3.00% APY for a one-year CD, for Chase checking customers as relationship rates. (Balances of $100,000 or more can earn more.)

2025年3月3日 · We scoped out business CDs from dozens of online, national and regional banks to find the best business CD rates.

Marcus by Goldman Sachs 13 Month No-Penalty CD: Best for No-Penalty CD Rates, 4.15% APY; Ally Bank No Penalty CD: Best for No-Penalty CD Rates, 3.65% APY