Manage your credit union account from home when it is convenient for you with our Online Banking solution. Fast, easy, and reliable access to your account information. Check the status of your transactions and your account balances as often as you need, 24/7/365. Securely review your monthly statements¹

Explore 1st University CU's credit card options: Low Rate Platinum, Bonus Club Rewards, and a Secured Mastercard. Enjoy low rates, no annual fees, and more.

A Credit Union Built for You. As a not-for-profit financial cooperative, 1st University Credit Union is owned and operated by its members—you. When you join, you become a shareholder in a unique financial institution that prioritizes people over profits.

Based in Waco, Texas, 1st University Credit Union is an inclusive credit union with a Baylor University heritage. Learn more and become a member today!

Stay informed with the latest news, updates, and financial tips from 1st University Credit Union. Explore helpful articles on credit union events, member benefits, money management, and community outreach.

Our goal at 1st University Credit Union is to make life easier for our members. We offer a variety of services to help you manage your accounts and finances.

1st University CU is excited to announce new tools to take control of your accounts. We now offer eNotifications to provide notifications with our mobile app!

You First Checking for Teens and Young Adults is the ultimate free checking account from 1st University Credit Union. Designed with you in mind, this checking account offers a range of special features tailored to the needs of members who are fourteen to twenty-two years old.

We provide links to third party websites, independent from 1st University CU. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of 1st University CU.

At 1st University Credit Union there is a difference when it comes to Home Financing: FREE credit approval and pre-qualification. Fast, convenient loan approval. Answers and lock-ins without delay. We offer the following types of Home Financing: Conventional Mortgages. Home Equity Loans. Cash Out Refinances. FHA. VA. USDA. Second Home