2021年5月7日 · Hello all, I am looking to buy my first new car. (I have always lived in NYC and never needed one, but now I am in the burbs) I was going to apply with NFCU, but I see in the loan suite when logged into DCU that "You're approved for up to $50,000.00" and it gives me an APR of 1.99% with loan terms ...

2016年1月14日 · My FICO 04 which is transunion was 788 on 12/28/15. My FICO 05 EQ, which is what DCU provides, was 792 and my EX 02 was 800. All of this is before my new home loan hits. Just a caution that they may really mean 730, because the lowest I've had since joining DCU was an EQ 05 of 749 and that was after my previous home loan hit my report.

2021年3月17日 · Re: DCU Personal Loan Approved @TravelNut I applied for credit card before membership and was a hard pull and approved but required to apply for membership. And the reps i spoke to told me for 45 days they use the same hard pull for any apps.

2022年3月23日 · The loan that almost always has a "accept offer" button on it is a 12 month loan and can be paid off early. F.Y.I. for anyone interested, just because it says "accept offer" instead of "apply" doesn't mean they will issue the loan. With it s

2017年9月27日 · I just cannot say enough good things about DCU! I have my auto loan through them with a 1.79% rate and decided to app with them for a home equity loan. After doing a bit of research, they had the best rate at 3.49%. Filled out the online app on 9/4 (Labor Day). Received an email on 9/6 from a lo...

2014年8月18日 · Re: DCU Loan I wonder if they have started using a Auto Enhanced version of the EQ Fico. The main reason I say this is my EQ Fico score was a 645 but I received their top tier refinancing rate last Tuesday of 1.49%.

2020年8月30日 · What you can't do is take out a $500 shared secure loan and immediately pay down 91.1% of the loan and have the due dates of the later installments remain unchanged like a NFCU-type loan or the old style pre-2018 Alliant shared secure loan.

2024年7月1日 · Good evening! I have a discharged chapter 7 that included my auto loan with DCU. My discharge date was late October 2023. I have been making voluntary payments on the vehicle since filing. DCU is based in MA & I am based in VA. My question is -- what would be the chances of them coming to repo the v...

2020年10月26日 · DCU will refinance an existing DCU auto loan. It's possible to lower the payment by changing the rate and/or increasing the term. However, DCU charges a one time fee ($100+) based on the loan amount. I don't know if they will refinance an existing loan based on an account review and without an application.

2021年2月12日 · Hi! New member to DCU, membership info being snail mailed as we speak. I applied online for a personal loan and got an automated msg stating that loan requests are taking longer to process due to volume. At the bottom it showed: "You have successfully qualified for a personal loan." along with the p...