2024年7月31日 · There are many “debt relief” options out there, but sorting through them and figuring out who to trust is a challenge. That’s why the NFCC put together this handy guide. Below, we’ll walk you through the costs, credit score impact, timelines and other important considerations for each method.

Get out of debt with The National Foundation for Credit Counseling, a non-profit trusted network of credit counseling agencies. Connect with a counselor!

Learn how non-profit credit counseling network National Foundation for Credit Counseling can help develop a plan to get out of debt. Call today!

Whether you are living paycheck to paycheck, experiencing a financial emergency–or you just need help with money management–a certified credit counselor can help you make a plan to pay off your debt today.

We take a holistic approach and look at your entire financial situation which may help you achieve debt relief. Agencies will try to work with all your creditors but some creditors may choose not to participate, or decline the proposal.

2020年12月11日 · When you are preparing to pay off debt, the number of strategies, tactics, and services available can be dizzying. There are many “debt relief” options out there, but sorting through them and figuring out who to trust can be difficult.

Debt settlement is an agreement made between a creditor and a consumer in which the total debt balance owed is reduced and/or fees are waived, and the reduced debt amount is paid in a lump sum instead of revolving monthly.

$17k average debt reduction* Our counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status. Connect with an NFCC-certified credit counselor for a confidential consultation

A debt management plan is a tool offered by nonprofit credit counseling agencies to get you on the path to getting and staying out of debt.

With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.