Generally, car insurance companies might classify a deer accident under comprehensive coverage, which covers non-collision and animal-related damage to a vehicle. Depending on the insurance company, hitting a deer might be considered a not-at-fault accident, however that does not guarantee the driver's premium will not increase.

Car insurers may raise your rate after you get into an accident and file a claim. Your exact rate increase will depend on the type of accident and your insurer. Some insurers offer accident forgiveness programs so you won't see a rate increase after certain types of accidents, like your first accident or smaller accidents.

How do single car accidents happen? A single vehicle crash can happen for a number of reasons, including distracted driving, avoiding a collision with a deer, hitting a dog or other animal in the street, swerving to avoid road debris, or avoiding a collision with another vehicle.

A police officer can help ensure everyone is OK and document what happened with an accident report. Some jurisdictions might not send officers to the scene for minor car accidents. But you can still file a report with your local police department, which could be useful later. Should I call my insurance company after a minor accident? Yes.

What's considered a minor car accident? Most states don't require a police report for a minor accident. But keep in mind that what's considered to be a minor accident varies by state. For instance, Alabama may consider a minor incident to have $250 worth of damage, whereas Oregon may consider $2,500 to be minor.

Deer typically travel in groups. If you see a deer on the side of the road that was hit recently, others could be nearby. What to do if a deer runs in front of your car. If you spot a deer, blow your horn to get their attention and scare them away. Don't count on deer whistles or other gadgets to send them running. Take steps to protect yourself

A car deer whistle (also called a deer horn) is a small device that is meant to deter deer from entering the road or get them to run away. These deer warning devices for cars are usually mounted around the grill and produce a sound intended to scare deer and encourage them to keep their distance.

With auto collision coverage from Progressive, we can cover up to $1,000 of your pet's vet bills if they're injured in a car accident while riding in your vehicle. Deductible Savings Bank® Our Deductible Savings Bank allows you to reduce your deductible amount by $50 for every claim-and-violation-free policy period.

Collision with a deer: If you hit a deer and damaged mechanical parts in the front of your car, your comprehensive coverage may pay to repair the damage. Car breaks down : Whether you're on a road trip or headed to work, car insurance doesn't typically cover breakdowns not related to covered accidents.

A car crashing into a tree can result in minor damage or a completely totaled vehicle depending on the speed of the crash and the angle of impact, among other factors. If your car hits a tree while traveling at a high speed, the car has a higher likelihood of being totaled.