EMI Calculator - Calculate Equated Monthly Installment (EMI) for Home Loan / Housing Loan, Car Loan & Personal Loan in India (with interactive charts)

When will my EMI be due, and how is it to be paid? Your EMI due date is mentioned in your loan agreement and can usually be found on your monthly statements. Most lenders offer convenient payment options like online banking, mobile banking, …

HDFC Bank allows you to track your loan account details online just by logging into NetBanking. See your loan summary, transaction history, EMI status & due date etc. through NetBanking

Our Smart EMI Calculator offers benefits such as multiple prepayment options, prepayment savings, reduced loan tenure, floating interest rates, convenient export and import functionality and a Detailed Repayment Schedule. Experience the accuracy of our EMI calculator, benefiting your personal loan, home loan, or car loan decisions.

To pay an EMI after the due date, you can use your bank’s online payment portal, mobile app, or visit a branch. Ensure to include any late fees and penalties. Contact your bank to confirm the exact amount due and the available payment methods. Regularising the payment promptly can help minimise negative impacts on your credit score.

EMI stands for Equated Monthly Instalment. Let’s say you have taken a home loan of ₹10 lakh for a tenure of 10 years. You have to repay the amount to the bank in EMIs, meaning every month a fixed amount would be deducted from your linked bank account until the loan is fully repaid. Each EMI consists of two components:

Equated Monthly Instalments, or EMIs, are closely associated with modern finance, especially loans such as Personal Loans. Concerning loans, it refers to the monthly payments due to a bank or financial institution to repay the loan amount borrowed.

• Step 1: Click on Quick Pay EMI • Step 2: Enter your Loan Account Number or your contact details (mobile number & DOB). • Step 3: Choose the payment option (Billdesk/Paytm/Mpesa) and enter the CAPTCHA code and click on Proceed Next

Check different financial calculators for EMI and Amortization. Calculate EMI for loan with Reducing Balance Interest Rate method. Also check annual and monthly amortization tables. This tool finds the effective interest rate for a flat rate interest …

You can make online advance EMI payment by logging onto our Customer Portal and Chatbot HelloDMI in case you are not registered for auto-debit facility. Please do not make any advance payment if your NACH is successfully registered with us, the payment will be debited automatically on the due date, in some cases within 3 days from the due date.