2024年9月18日 · Fixed index annuities (FIAs) are insurance contracts that provide retirement income. Growth in an FIA is based on the performance of a stock market index, such as the S&P 500....

2022年7月10日 · With a fixed index annuity, payments are based on the performance of a stock market index, like the S&P 500. Unlike owning stocks, you’re protected against most losses—but your total returns...

2024年9月23日 · Two common annuities that fall into this category are fixed indexed annuities (FIAs) and registered index-linked annuities (RILAs), also known as buffer annuities. They are types of tax-deferred annuities that can offer you participation in the …

A fixed indexed annuity is a long-term investment that allows your assets to grow tax-deferred, and for an additional cost, offers an optional guaranteed lifetime withdrawal benefit (GLWB) that provides a guaranteed "retirement paycheck" for you and your spouse that is guaranteed to grow each year income is deferred (up to 10 years).

2023年5月2日 · What Are Fixed Index Annuities? An FIA is a contract between you and an insurance company where you give the company a certain amount of money for an agreed-upon period of time, and your...

2023年8月3日 · A Fixed Index Annuity (FIA) is a tax-deferred financial product that allows an individual to save money for retirement by investing in an insurance contract. The investor chooses how much to contribute and when they want …

2018年12月7日 · To evaluate whether a FIA is right for you, you need to understand how you'd make money on the investment, how the insurer profits and how and at what point you can get access to your funds.

A fixed indexed annuity (FIA) is a contract between you and an insurance company. FIAs offer the opportunity for tax-deferred growth based in part on changes in a market index, plus the option to convert your annuity into a steady, guaranteed, lifetime income stream, all while protecting your hard-earned principal from the uncertainty of market ...

2015年8月14日 · Forget stocks, bonds, ETFs and non-traded real estate investment trusts. The new flavor of the month these days for those hawking retirement products is something called a fixed index annuity...

2020年1月6日 · Fixed index annuities have the ability to earn interest tied to the performance of an external market index, such as the S&P 500, without ever being invested in the market.