Jan 30, 2025 · Here’s how different FICO score ranges impact borrowing, interest rates, and overall financial opportunities. A FICO score in this range puts you in the best possible position. You’ll qualify for the lowest interest rates, the highest credit …

What's in my FICO ® Scores? FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%).

May 21, 2024 · Knowing where you lie on the FICO® score range can help you determine if an application is more likely to get approved or denied, what rates you might qualify for, and whether it makes more sense to focus on building your credit and applying later.

Here’s a chart that breaks down the ranges of FICO® Scores found across the US consumer population. Again, each lender has its own credit risk standards, but this chart will give you a sense of what a FICO Score in a particular range means. You have more than one FICO® Score.

Dec 18, 2024 · Credit score ranges vary across creditors and score types. For base FICO ® Scores, the credit score ranges are: Poor credit: 300 to 579; Fair credit: 580 to 669; Good credit: 670 to 739; Very good credit: 740 to 799; Excellent credit: 800 to 850

FICO® Scores provide a consolidated view of how consumers repay credit obligations, including accounts held by other lenders. FICO credit scores are empirically built using consumer bureau data from millions of consumers.

Feb 13, 2025 · Most FICO scores range from 300 to 850, with a higher score representing a better credit rating. Scores are classified into five categories: excellent, very good, good, fair and poor.

Jan 29, 2024 · Learn about the credit score range by FICO or VantageScore and how they are classified as Excellent, Good or Poor credit score. Two commonly used credit scoring models, FICO and VantageScore, use a scale from 300 to 850 …

Aug 16, 2024 · Learn about credit score ranges from our credit score chart: see how FICO calculates credit scores and how you can move into a better credit score range.

May 20, 2024 · FICO has two main types of credit scores. Base FICO consumer scores — These scores predict the likelihood a consumer won’t make a payment as agreed on any type of account in the future, whether it’s a mortgage, credit card or student loan.