2025年3月18日 · We shop the top banks and lenders to bring you the best guaranteed investment certificate (GIC) rates and terms in Canada from short-term GICs, to RRSPs and TFSA GICs.

Use our calculator to find Canada’s best GICs rates. Get matched with GICs by rate, province, term, and type to see which investment earns you the highest return possible.

4 天之前 · What’s the best 1-year registered GIC rate in Canada? As of November 2024, the highest 1-year registered GIC rates offered range from 3.25% - 4.05%. EQ Bank, for example, currently offers a 1-year GIC rate at 4.0% and Oaken Financial offers a …

2024年12月20日 · The best 5-year GIC rates in Canada are currently paying 4.00% on 5-year non-registered GICs as of December 2024. Many providers are offering 4.05% GICs or higher right now. Many credit unions and digital banks offer particularly high rates, because of their lower operating costs, but some big banks have special rates for GICs, too.

4 天之前 · The best 5-year registered GIC rates A registered GIC is widely popular for those looking for a GIC to meet their savings goals. Here are our picks for the best 5-year rates from Canada's top providers.

2 天之前 · Foreign currency GICs are great if you often travel or also live outside Canada. Here are the best USD GIC rates.

Compare the best Saven Financial GIC rates and choose the best type and term options for you.

Compare the best TFSA GIC rates in Canada from short term to long term rates, and grow your money safely and conservatively with no risk or taxes.

2025年3月17日 · Let’s look at today’s GIC rates using a 1-year GIC at 4%. The annual rate of inflation in Canada is 1.8% as of December 2024, so the real return on a GIC paying 4% would be 2.2%. Read more on our best GICs page to learn more about where Canadian GICs are headed, and find the best rates for your savings or investment goals.

2025年3月12日 · The Bank of Canada has cut its target interest rate for the seventh time in a row by a quarter of a percent, bringing it to 2.75%.