With just a tap, you can access your digital ID card, find an in-network provider, view your most recent claims information and more - on the go. UMR app. Explore member resources and get more information about what's available to you under your health care plan.

Search for an in-network provider, procedures, costs of care and more. Get updates on your claims and benefits information. Keep track of your most recent claims and their status and get important updates about your benefits. Never leave home without your health plan ID card.

UMR is a third-party administrator (TPA), hired by your employer, to help ensure that your claims are paid correctly so that your health care costs can be kept to a minimum and you can focus on well-being. UMR is not an insurance company. Your employer pays the portion of your health care costs not paid by you. UMR is a UnitedHealthcare company.

If you have a health savings account (HSA) or flexible spending account (FSA), you can use pre-tax dollars to cover eligible expenses. To help better understand what is and isn’t eligible, we’ve developed a list of

Health savings account (HSA) — This is a personal bank account to help you save and pay for covered health care services and qualified medical expenses. If you’re a member of UnitedHealthcare and have a high-deductible plan, you may be able to open an HSA through Optum Bank ® (more information below).

Find information on what’s available to you as a member, estimate your costs for care, receive tips on how to live a healthier life, and get answers to your benefits questions. Estimate your annual out-of-pocket costs, look up eligible health care expenses and see your estimated tax savings for your health care account.

The UMR HSA plan assists in improving and maintaining your health. USI contributes to the HSA both seed money ($282 Single, $564 Family) and per-pay ($39 Single, $78 Family); Employees may also make pre-tax contributions. HSA account balances roll over each year. Use GoodRx.com or Blinkhealth.com to find the best prices on prescriptions.

UMR can reimburse for the member’s orthodontic payments, made within the FSA plan year, in accordance with a reasonable payment plan, so the initial payment and monthly installments are eligible without an actual service being provided.

Are you a current UMR member, employer, producer or provider? UMR, UnitedHealthcare's TPA solution, is the nation's largest third-party administrator (TPA). UMR has more than 65 years of experience listening to and answering the needs of clients …

Learn more about the benefits of an Optum Bank HSA, how to use it to pay for qualified medical expenses, and how to keep it up to date with necessary information such as assigning an account beneficiary.