Shopping for insurance - admit it's a liveaboard or not? - Cruisers ...
Now, mine is a smaller boat at 27-feet so getting basic recreational coverage is very affordable (Boat US quoted around $640 a year, 3rd party coverage tripled the cost based on my boat ownership experience...8-years). State Farm was around $800 a year for basic and doubled at comprehensive insurance as a recreational boat owner.
Liveaboard Insurance, Boston MA - Cruisers & Sailing Forums
2024年9月4日 · If you get regular insurance and liveaboard anyway, you can assume that in the case of a claim, it will be denied because the vessel remains will be inspected and a liveaboard boat has plenty of clues for them to deny a claim with. In summary, try to find an economic roommate situation near the harbor to live in, while spending as much time on ...
Can someone explain to me why liveaboard insurance is usually ...
2022年9月26日 · Liveaboard insurance is hard to find Where I am too (Toronto) Most insurers see it as higher risk, Which to me (as a former liveaboard) seems odd. IF' I'm at the boat all the time, the risk of it sinking from a broken thruhull, damage from storms, etc. is LOWER because I am there attending to the boat all the time.
is Liveaboard Insurance more expensive? - Cruisers & Sailing Forums
In a little quandary as to what to do, my insurance agent tells me to call it extended cruising not Liveaboard. I got the impression that a Live aboard is someone who lives on their boat, in one place whether at anchor or in a Marina and commutes back and forth to work everyday, and for whatever reason insurance companies don't like to ensure ...
Financing a liveaboard? - Cruisers & Sailing Forums
2016年8月12日 · You might do best to shop for a boat loan as a liveaboard in an area where many boat loans are made. In 1985 (sorry for the old example, but that's the last time I bought a boat) my purchase of a liveaboard boat was made in the Florida panhandle; however, I financed it through a lender in Fort Lauderdale that specialized in loans for boats ...
Can someone explain to me why liveaboard insurance is usually ...
2022年4月10日 · But none of this explains why insurance companies decline to insure liveaboards. It's not that it is a game of gamblers on both sides. It is that insurance companies are analyzing the risks and they have determined that the risk is different for boats which are used as a liveaboard and boats which are not. It could be that the claims have been ...
Boat insurance in NZ question - Cruisers & Sailing Forums
2018年2月14日 · I have been very satisfied with my boat's insurance through AMI 0800 100 200 or if you’re overseas call +64 3 371 9000. Policy includes cover whilst racing but limitations include: - no further than 250 miles off shore - predominantly boat is based in an AMI approved marina - survey required
Need help finding liveaboard insurance - Cruisers & Sailing Forums
One company defined liveaboard as being on the boat more than 50% of the year. As long as you are only on the boat 50% of the year or less it is considered a pleasure boat. Allstate in Illinois and Texas defined liveaboard as the boat being your primary residence.
Liveaboard Insurance - Cruisers & Sailing Forums
2011年5月1日 · ok so i have been calling around the big named insurance providers and it looks like none of them will provide insurance to a liveaboard so question is, say its a pleasure craft thing and avoid that Liveaboard Insurance - Cruisers & Sailing Forums
Real Cost of Live Aboard - Do you know? - Cruisers & Sailing Forums
2020年4月16日 · Also, the $1600 for boat insurance is the exact number for the Policy I bought from Foremost Boat Insurance just last month. So your $4000 a year seems high or your boat is much more expensive than mine. (My boat is not new built 1984) As for Health/Medical Insurance I have no costs there. I have Military Vet medical coverage, if i chose to use it.