Jan 31, 2025 · Looking at the past four decades, the average rate on a 30-year fixed mortgage peaked in 1981, rising just above 16 percent. The average 30-year fixed rate bottomed in 2021 at just under 3...

Feb 7, 2025 · Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.

Jan 9, 2025 · Average U.S. 30 year mortgage rate. In depth view into 30 Year Mortgage Rate including historical data from 1971 to 2025, charts and stats.

Sep 20, 2024 · Mortgage rates have been historic in their own right during the past few years. The average 30-year fixed rate reached an all-time record low of 2.65% in January 2021 before surging to 7.79%...

Feb 6, 2025 · View data of the average interest rate, calculated weekly, of fixed-rate mortgages with a 30-year repayment term.

Looking at the past four decades, the average rate on a 30-year fixed mortgage peaked in 1981, rising just above 16 percent. The average 30-year fixed rate bottomed in 2021 at just under 3...

Apr 15, 2024 · Understanding historical mortgage rates sheds light on today's market. Rates have fluctuated since the 1970s, especially during economic uncertainty and inflation. Explore this history to see how economic factors shape rates.

Nov 8, 2024 · Looking at the past 40 years, the average interest rate on a 30-year fixed mortgage peaked in 1981 at just over 16 percent. The average 30-year fixed rate bottomed out at just under 3% in 2021. For most of 2024, the cost of a typical 30-year fixed mortgage was in the low 6% range to 7% range.

Mortgage rates have changed dramatically over the past five decades, reflecting broader economic trends, government policies, and global events. From the high rates of the 1980s to record lows in recent years, understanding mortgage rate history helps explain the housing market’s evolution and provides insight into future trends.

Nov 20, 2024 · Mortgage rates fluctuate over time, peaking at 18.63% in 1981 and hitting a record low of 2.65% in 2021, influenced by inflation and Federal Reserve policies. According to the Federal Reserve Economic Data, the average annual 30-year fixed mortgage rate in the U.S. is 6.72% as of 2024.