NCB／NCD（No Claim Bonus/Discount）即是無索償折扣。 NCB意指若投保人過去一段時間內無索償紀錄，保險公司會給予相應的無索償折扣 (NCB/NCD)，而無索償折扣 (NCB/NCD)通常為20%至60%。 大家有時會看到的NCB（No Claim Bonus），即無索償獎償，其實跟無索償折扣NCD是相同意思，只是用字上的分別，不過由於優惠是個折扣額而非實質上的金錢獎勵，所以多數都會用無索償折扣NCD以顯示其折扣特質。 無索償折扣NCD是會遞增的，換言之紀錄良好即 …

NCB/ NCD (No Claim Bonus / Discount) 即無索償折扣，是給予投保人就過去一年並沒有因意外事故索償，而給予下年度續保保費的折扣或獎勵。 簡單來說，如果駕駛者在投保期間的一年中沒有發生意外、或者沒有任何汽車保險索償的行為，保險公司便會回贈投保人，在下 ...

2022年10月12日 · The transfer of a no claims bonus (NCB) or no claims discount (NCD) happens at your motorbike, van or car insurance provider’s discretion. It’s not guaranteed, but it’s certainly worth asking the question.

What is a No Claims Discount and how does it work? A No-Claim Discount (‘NCD’) is an incentive given to you if no claim has been made under your policy for a year or more with your current/existing insurer. It reduces the premium you have to pay for the following year.

2024年7月24日 · Like other insurance companies, we refer to it as No Claim Discount, but it's commonly known as a 'no claims bonus'. They're different terms for the same thing. Here we explain everything you need to know, including how you can prove your no claims bonus and what happens to your van insurance if you're involved in a non-fault accident.

If I make a windscreen claim on my van insurance, will it affect my NCD? How do I get a No Claims Discount (NCD) with Swiftcover? You can transfer no claims discount from a previous policy to us if:

2024年6月20日 · A no claims bonus (NCB), also known as a no claims discount (NCD), is a discount on the cost of your van insurance. As the name suggests, it’s based on the number of years you've gone without making a claim. The longer you drive without claiming on your business van insurance policy, the more years of NCB you earn (which means a bigger discount).

2025年3月20日 · What's a no claim discount? A no claims discount, or no claim bonus, is a cost reduction applied to your car insurance premium when you haven’t made any claims. Typically, you earn one year of no claim discount for each claim-free year of driving.

2022年12月1日 · Meaning the same thing, NCD/NCB stands for ‘No Claim Discount’/’No Claim Bonus’. These are a vehicle insurance premium discount set by Persatuan Insurans Am Malaysia (PIAM) to encourage drivers to be safer on the road.

Budget Insurance has joined the new band of van insurance providers offering mirrored NCD. Many insurers only allow you to apply your No Claims Discount to one vehicle and only the policy holder can benefit from this.