Policy and statistics about the National Flood Insurance Program (NFIP) including claims information, contracts in force, policy in force by state.

Rates for Standard NFIP Policies Table 1 presents annual rates per $100 of coverage for properties in Emergency Program communities. Tables 1–5 show annual rates per $100 of coverage for properties in Regular Program communities, according to Pre-FIRM premium rates, or Post-FIRM/full-risk premium rates for each zone classification.

These examples show the cost of flood insurance for single-family homes under NFIP’s pricing approach, using data from single-family policies in-force as of August 31, 2023. Learn more about the switch from the legacy rating method to NFIP’s pricing approach.

Purchasing flood insurance is a great way to protect the life you’ve built. FEMA and its National Flood Insurance Program (NFIP) have prepared this document to help you understand your Standard Flood Insurance Policy (SFIP). Maintaining coverage is the most important step you can take to protect against the cost of flood damage.

The National Flood Insurance Program (NFIP) Flood Insurance Manual is used primarily by insurers and agents selling and servicing NFIP flood insurance policies. The current manuals are for use with policies written under the NFIP rating methodology as described below.

This bar chart shows the total dollar amount of NFIP claim payments in the United States from 1980 through 2024. Use this chart to see insurance claim trends in your area and understand your long-term flood risk.

This data viewer allows local agencies and the public to easily view the status of National Flood Insurance Program (NFIP) communities and counties that have adopted the Floodplain Management Model Ordinance and participated in the Community Rating System (CRS).

Coverage through the National Flood Insurance Program (NFIP) is subsidized and managed by the federal government, and is financed through taxpayer money. NFIP: The maximum limits available are $250,000 for dwelling and $100,000 for contents. These coverages are purchased separately and have separate deductibles.

Higher deductible options of $2,000, $5,000 or $10,000 are available. See the building and contents coverage deductible chart in FIM Section 3. II. D. 3. Select one of the six different foundation types that best describes the building. *Asterisks indicate foundation types that may be eligible to receive the proper food openings discounts.

2021年3月25日 · The data are broken down across four categories — ranging from a decrease in monthly premiums to an increase of $20/month or more – and displayed in map, pie chart, and data table formats. A color-coded scale indicates the percentage of …