New EU proposals game-changing for payments? On 28 June 2023, the European Commission published 1 the eagerly awaited proposals 2 for the Third Payment Services Directive (PSD3) 3 and the new Payment Services Regulation (PSR) 4, marking the completion of the Commission’s review of the Second Payment Services Directive (PSD2).

In this article, we provide an overview of some of the key regulatory changes including the impacts of PSD3 / PSR such as the increase of open banking competitiveness and the re-authorisation process for firms, as well as the evolution of instant payments.

2023年11月9日 · To address some of the challenges in the payments market and to keep pace with the requirements of consumers and businesses, a new legislative framework has been proposed by the European Commission; Payment Services Directive 3 (PSD3) and the new Payment Services Regulation (PSR).

published the Third Payment Services Directive (PSD3) and a Payment Services Regulation (PSR). PSD3 is seen to improve and enhance consumer protection measures in the payments sector. This Directive looks to tackle new types of fraud, in particular fraud relying on manipulative techniques, like APP fraud. The European Parliament is expected to vote

2023年12月20日 · Understand the steps to becoming a Payment Service Provider under PSD2 and getting re-authorised under PSD3. Some of the biggest global names in the payment and fintech space have chosen Ireland as their European base through authorisation here as a Payment Service Provider (PSP) and this is reflected in the continued growth in payments.

At the same time they must consider the emergence of PSD3 and meeting the needs of ever greater demands from customers, both retail and corporate.

2023年7月6日 · What is PSD3 and PSR? In fact, the EC published a package of measures to modernize payment services and open financial services data: PSD3 and the new Payment Services Regulation (PSR). As KPMG analysts describe it, PSD3 provides rules for the authorization of payment institutions, and PSR incorporates elements from …

2022年10月17日 · The document summarizes key changes proposed in the draft PSD3 and PSR regulations. It outlines the timeline for the draft, approval process, and implementation. The main objectives of PSD3/PSR are strengthening user protection, improving open banking competitiveness, better enforcement across member states, and improving non-bank access to ...

2024年11月26日 · What's Next? – MiCA and PSD3 on the Horizon. Nov 27, 2024 1:00 PM - 1:45 PM. Conference room. Milán Kiss, BinX; Gergő Wieder, KPMG Risk, Regulatory, and ESG Advisory; Attila Mogyorósi, CoinCash; Gergő Szalai-Bordás, KPMG Legal