A short overview of how the PSD2 fosters innovation, consumer protection and security Rules for third-party payment service providers. The PSD2 opens up the EU payments market to third-party payment service providers offering services based on …

2018年1月24日 · The second Payment Services Directive (PSD2) is part of a global trend in bank regulation emphasizing security, innovation, and market competition. By requiring banks to provide other qualified payment-service providers (PSPs) connectivity to access customer account data and to initiate payments, PSD2 represents a significant step toward ...

Payment Services Directive 2 (PSD2) Payment Services Directive 2 (PSD2) Payment Services Directive 2 (PSD2): DIRECTIVE 2015/2366/EU (PSD2) Recital: Recital. Title I: SUBJECT MATTER, SCOPE AND DEFINITIONS Article 1: Subject matter. Article 2: …

PSD2 will spark payments innovation, give customers more control, and allow merchants and banks to turn it into their competitive advantage. PSD2 will also open the market to new payment entrants and extend the scope of services, thus increasing competition with the aim of making payments more innovative, efficient, swift and secure for customers.

The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, [1] which replaced the Payment Services Directive (PSD), Directive 2007/64/EC [2]) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU ...

2019年8月8日 · PSD2 enables PISPs and AISPs to compete with banks and other more traditional payment services providers by offering new, regulated payment products and services such as account information aggregation and payment initiation.

2019年10月16日 · PSD2 is a European regulation for electronic payment services. It seeks to make payments more secure in Europe, boost innovation and help banking services adapt to new technologies. PSD2 is evidence of the increasing importance Application Program Interfaces (APIs) are acquiring in different financial sectors.

The revised Payment Services Directive (PSD2) aims to further modernise Europe's payment services for the benefit of cons.

These PSD2 measures are designed to open up the banking industry to new players and promote the development and use of innovative online services, while ensuring consumer protection. PSD2 provides the legislative and regulatory foundation for Open Banking and other broader initiatives at a UK and European level relating to open access to ...

The new Directive on payment services (PSD2) introduces the possibility for users that use an online banking account to make payments or to access their Bank statements through software