In accordance with the PSD2 (European Payment Directive) and the related domestic legislation, OTP Bank Plc. has launched it’s Developer Portal and Sandbox which are dedicated to develpoers and third party providers to help them connect to our PSD2 API’s.

6 Preparing for PSD2 SCA Table 2: Examples of Categorisation of Strong Customer Authentication Factors Factor Knowledge Possession Inherence SMS One-time password (OTP) √ √ X Email One-time password (OTP) √ X X Card Number, Expiry Date and CVV* See footnote below Other dynamically generated OTP (e.g. from a

With regard to the SMS OTP, as clarified in Q&A 2018_4039 a one-time password sent via SMS would constitute a possession element and therefore should comply with the requirements under Article 7 of the Delegated Regulation. This was reflected also in Table 2 of the EBA Opinion on the elements of strong customer authentication under PSD2.

2021年5月11日 · Check out the next article: Hardware OTP for PSD2 SCA. StrongKey FIDO Server (SKFS) is the world’s only open source FIDO® Certified FIDO2 Server. StrongKey never charges per-license or per-user fees, allowing you to keep your costs low even as your business grows. We offer CryptoCloud hosting, PKI solutions including conversion from existing ...

The proposed Regulatory Technical Standards on strong customer authentication and secure communication are key to achieving the objective of the PSD2 of enhancing consumer protection, promoting innovation and improving the security of payment services across the European Union.

2019年7月2日 · 為了符合psd2 sca規範以及減少使用者的資安威脅，德國率先宣布放棄了sms otp驗證方式的使用。 根據Handelsblatt的報導，截至目前為止，德國郵政銀行(Postbank)宣佈預計於今(2019)年 8月取消OTP驗證；而Raiffeisen Bank以及Volksbank預計於秋季取消支援。

2021年12月20日 · The second payment services directive enforces Strong Customer Authentication, demanding online payment authentication using two out of three security elements.Those elements include Knowledge, Possession, and Inherence.By definition, SMS OTP, which is a possession element, in combination with a static PIN/password, is an acceptable authentication method conforming to the PSD2 SCA requirement.

洲支付服务指令2（psd2）包含对某些在线交易的额外安全功能的要求。这些安全要求称为强客户认证（sca），认证过程的最终结果是生成一次性认证码，通常称为一次性密码（otp）。虽然sca还有其他功能和要求，但实际上psd2已经强制要求双因子（2fa）或多因素身份验证（mfa），这是一种安全技术 ...

2018年10月9日 · While creating the OTP with dynamic linking is SCA compliant but transmission & delivery medium is debated. Article 22.1 Payment service providers shall ensure the confidentiality and integrity of the personalised security credentials of the payment service user, including authentication codes, during all phases of the authentication

Welcome to OTP Bank’s PSD2 Developer Portal & Sandbox, where you can freely experiment with our PSD2 compliant Application Programming Interfaces (APIs) and explore their potential in your applications. OTP Bank is committed to offer convenient and modern services that are easier and faster to access and meet the standards of the digital age ...