SCA: Strong Customer Authentication (SCA) is a specific requirement of PSD2 that came into effect in 2019. SCA encompasses a strict set of requirements that must be applied when an …

3D Secure 2 (3DS2) introduces “frictionless authentication” and improves the purchase experience compared to 3D Secure 1. It is the main card authentication method used to meet Strong Customer Authentication (SCA) requirements in Europe and a key mechanism for businesses to request exemptions to SCA.

2024年3月22日 · 3D Secure 2 (3DS2) is the latest iteration of the 3D Secure authentication protocol, designed to secure card-not-present transactions online. It introduces a more sophisticated and user-friendly approach to authentication, leveraging advanced data exchange and risk-based assessment to minimize friction for the user during the payment process.

2022年3月25日 · 3-Domain Secure Protocol v2 (3DS2) is the widely used method to meet the SCA requirements. Unlike the traditional v1 protocol, 3DS2 introduces the concept of...

SCA, introduced by the revised Payment Services Directive (PSD2), is an upgraded security measure, used to authenticate online card payments. It came into effect on December 31, 2020 in the European Economic Area (EEA), and on September 14, 2021 in the UK. 3DS2 is the new version of the 3D Secure authentication protocol.

2022年10月13日 · 目前进行SCA强客户身份认证最常用的方法是3D-Secure（简称3DS），而即将实行的验证方法是 由Visa、MasterCard、American Express、Discover、JCB、UnionPay共同推动的EMV 3DS（简称3DS2.0），为增强型的安全协议，旨在保护在线（无卡）信用卡和借记卡交 …

为了让您更好地了解3DS2和RevenueProtect之间的差异，以及它们的优势和局限性，我们整理了以下清单:

而3DS 2.1则在必须执行强客户身份验证（SCA：Strong Customer Authentication）的情况下推出了豁免功能。 豁免功能是指商家可以在取得发卡行风险认证的情况下，对特定条件下的交易实行认证豁免（无需进行3DS身份验证），从而进一步提高交易成功率。

2024年10月10日 · 2021 年，客户身份验证SCA (Strong Customer Authentication) 1 新规在欧洲生效。 其中进行SCA最常用的方法便是通过3DS（3D-Secure）进行验证支付。 近日，国际卡组织Visa官方声明，于2024年9月25日已停止对EMV 3DS 2.1版本的支持，并推动EMV 3DS 2.2版本的 …

2019年10月18日 · How do you implement 3DS2 using Stripe Billing? Stripe has created two new objects as part of offering an SCA-compliant solution, PaymentIntent and SetupIntent, to facilitate using 3DS2.