A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.

Find questions and answers on Simplified Employee Pension Plans (SEP), including contributions, withdrawals, investments and more.

2024年12月1日 · What Is a Simplified Employee Pension (SEP)? A simplified employee pension (SEP) is an individual retirement account (IRA) that an employer or a self-employed person can establish....

Simplified Employee Pension Plans (SEP IRAs) from Fidelity help small business employees and self-employed individuals save for retirement and take advantage of tax benefits.

By establishing a SEP, you've adopted a plan that requires a SEP-IRA to hold the contributions made for each of the eligible employees. A SEP is funded by employer contributions.

Looking for an easy and low-cost retirement plan? Why not consider a SEP? Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees.

2024年11月1日 · A Simplified Employee Pension IRA (SEP IRA) allows self-employed people and small-business owners to save up to $69,000 in 2024 and $70,000 in 2025 for retirement.

2023年11月3日 · A SEP IRA is a retirement plan designed for self-employed people and small business owners. Formally known as a Simplified Employee Pension, this type of plan lets entrepreneurs establish...

A SEP-IRA is for anyone who is self-employed, has employees, or earns free-lance income while holding a job. Learn how to set up your SEP-IRA today.

2024年4月16日 · SEP IRAs give small-business owners and the self-employed a powerful retirement savings vehicle. Most people save for retirement with the help of their employer's retirement plan—typically a 401 (k) offered as part of an employee benefits package.