2024年11月21日 · Workers who are at least age 62 and who have worked at least 10 combined years at jobs for which they paid Social Security taxes are eligible for Social Security retirement benefits. In many cases, spouses, widows and widowers, and divorced people are eligible for benefits based on a current or former spouse’s earnings history.

2018年10月10日 · Let’s say you were born in July of 1958. You will reach full retirement age in March 2025. If you put off filing for Social Security until you turn 70, you’ll get 40 months of delayed requirement credits, good for a bump of nearly 27 …

2018年10月10日 · 5 Social Security Decisions That Can Be Costly. Social Security can make up a big portion of your retirement income. Maximizing your benefits starts with making the best choices for you, based on your age, marital status, work plans and more. Watch this free AARP webinar for expert guidance on avoiding Social Security pitfalls that could cost ...

2018年10月10日 · Retirement benefits are just one type of Social Security benefit. There are also survivor benefits, spousal benefits and disability benefits, all of which have their own qualification criteria. To find out more about eligibility for those programs, you can use Social Security’s Benefit Eligibility Screening Tool.

2024年12月23日 · Social Security retirement benefits are primarily based on two factors: your average income over your working life and your age when you claim them. You get to decide when to start collecting benefits, within an eight-year window from age 62 to age 70.

2020年9月14日 · If you claim Social Security upon turning 62, you'll get 70 percent of the benefit amount calculated from your lifetime earnings. If you wait until full retirement age — in this case, 67 — you'll get 100 percent. Delay past full retirement age and Social Security increases your benefit 8 percent a year until you hit 70. There's no financial ...

2018年10月10日 · Provisional income is adjusted gross income (line 11 on your 1040 tax form) plus tax-exempt interest income plus 50 percent of your Social Security payments. If those add up to more than $25,000 for an individual or $32,000 or a married couple filing jointly, you pay federal taxes on a portion of your benefits, regardless of your age.

2023年10月25日 · Social Security maintains a “retirement earnings test” for people who claim benefits before reaching full retirement age (FRA), currently between 66 and 67 depending on your year of birth. If your work income exceeds a certain threshold, the Social Security Administration (SSA) temporarily withholds a portion of your monthly payment.

2024年9月12日 · 5 Social Security Decisions That Can Be Costly. Social Security can make up a big portion of your retirement income. Maximizing your benefits starts with making the best choices for you, based on your age, marital status, work plans and more. Watch this free AARP webinar for expert guidance on avoiding Social Security pitfalls that could cost ...

2018年10月10日 · Yes. Since the early 2000s, full retirement age (FRA) — the age at which you are eligible to claim 100 percent of the benefit Social Security calculates from your lifetime earnings record — has been incrementally increasing from 65 to 67, based on year of birth.