2024年8月20日 · A Roth IRA is an IRA that, except as explained below, is subject to the rules that apply to a traditional IRA. You cannot deduct contributions to a Roth IRA. If you satisfy the requirements, qualified distributions are tax-free. You can make contributions to your Roth IRA after you reach age 70 ½.

What Is a Roth IRA? A Roth IRA is a type of tax-advantaged individual retirement account to which you can contribute after-tax dollars toward your retirement.

A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met.

2024年11月12日 · A Roth individual retirement account (IRA) is a retirement account that gives you a chance to grow your money over time by investing already-taxed dollars in a range of different securities, from stocks and bonds, to mutual funds, to exchange-traded funds (ETFs).

With a Roth IRA, you contribute money that's already been taxed (that is, "after-tax" dollars). Any earnings in a Roth IRA have the potential to grow tax-free as long as they stay in the account. Withdrawals of earnings from Roth IRAs are federal income tax-free and penalty-free if a 5-year aging period has been met and the account owner is age ...

2024年11月15日 · Here are the Roth IRA income limits for 2024 and 2025, as well as how to calculate your MAGI to figure out if you qualify. Feed your brain. Fund your future. The Roth IRA income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

2025年2月27日 · What Is a Roth IRA, and How Does It Work? A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. While you don't get a tax break up front, your...

2023年11月1日 · A Roth IRA is a type of investment account that can provide you with tax-free income in retirement. You contribute after-tax dollars to a Roth IRA—in return, withdrawals in retirement are not...

2024年11月22日 · A Roth IRA retirement account allows after-tax money to grow tax-free. Learn more about their rules, eligibility requirements, and more.

Roth IRA contributions are made with after-tax dollars. Traditional, pre-tax employee elective contributions are made with before-tax dollars. No income limitation to participate.