2023年12月20日 · Learn about VA home loan limits (also called VA home loan maximums). Find out the current loan limits and how they may affect the amount of money you can borrow using a VA-backed home loan, without a down payment.

In certain high-cost counties, VA loan limits can exceed $1,209,750. You can find a complete list of VA loan limits by state and county below. Qualifying customers can now apply for a regular VA Loan with $0 down up to the county limit. To see the $0 down amount for the single family home limit in your county, simply click on the applicable state.

Effective January 1, 2020, there are no county loan limits for Veterans with full VA home loan entitlement. However, county loan limits still apply to Veterans who have previously used, and not restored, their VA home loan entitlement to purchase, …

The standard VA loan limit in 2025 is $806,500 for most U.S. counties, increasing 5.2% from $766,550 in 2024. VA loan limits also increased for high-cost counties, topping out at $1,209,750 for a single-family home. VA loan limits do not represent a cap or max loan amount.

2024年1月17日 · What are VA home loan limits? VA loan limits are restrictions on how much you can borrow when taking out a VA-backed mortgage. While there used to be loan limits for all VA loan borrowers, this hasn’t been the case since 2020.

2024年12月24日 · VA loan limits can fall between $806,500 and $1,209,750, depending on where the property is located. VA loan limits were eliminated in 2020. That means VA loan borrowers with full...

2024年12月4日 · With partial entitlement, the 2025 VA loan limit for a single-unit property in most counties is $806,500, an increase of nearly $40,000 from 2024’s $766,500. In some high-cost counties, the VA county loan limit is up to $1,209,750. These higher loan limits vary by region and are listed later in this article.

2025年1月21日 · VA loan limits depend on your entitlement and where you plan to purchase a home. For applicants with full entitlement, the VA offers the lender a guarantee of 25 percent of the loan amount over $144,000, with no upper limit.

These 2025 loan limits of $806,500, and up to $1,209,750, apply only to Veterans with partial entitlement. Gold-shaded states have one or more high-cost counties. For many Veterans, zero down payment is the primary reason for choosing a VA loan.

2025年1月8日 · For borrowers who are less than fully eligible for a VA loan and therefore face limits on the amount they can borrow, VA loans are available for up to $766,550 in most areas but can exceed $1,000,000 in some high-cost counties. To learn the conforming loan limit for your county, check your eligibility in the spreadsheet here FHFA Loan Limits.