2023年8月24日 · I'm considering changing all future bond contributions from VBTIX (Vanguard Total Market Index Fund Institutional Shares) to VYFXX (Vanguard New York Municipal Money Market Fund). I'm currently at 24% federal and 6.25% New York state marginal tax rates, and in the wealth accumulation phase with a 90/10 stocks/bonds asset allocation.

2017年2月21日 · VBILX = int term bond index admiral - roughly 50/50 treasury bonds and corporate bonds VBTLX = total bond index admiral - roughly 75% treasury and mortgage backed bonds, 25% corporate bonds

2017年1月19日 · Perhaps the damage has already been done for now in share price for VFIDX and VBTIX, however this was just the first round on interest rate increases one could easily predict. If a person is going to go ballistic over short run drops in bond prices, then that person should give up longer run returns by shifting to short bonds -- otherwise not ...

2015年6月15日 · I agree with Mike who wrote: "Use the total bond market fund (VBTIX). It has the lowest er (expense ratio), is widely diversified with an intermediate time horizon." Vanguard Total Bond Market Index Fund is the largest bond fund in the world- …

2023年8月18日 · VIIIX/VBTIX is S&P 500 and investment grade bonds. They are both fine strategies and depending on the time frame, one may outperform the other. For example, from 2002 to present, VWENX outperformed slightly with better risk adjusted return. From 2011 to present, VIIIX/VBTIX outperformed with slightly better risk adjusted return.

2011年2月25日 · They're different share classes of the same fund. VBTIX are Institutional shares and VBTSX are signal shares. For institutional shares the 401K administrator has to have a minimum of $5,000,000 in the fund. I think they need a minimum of $1,000,000 to get signal shares. The only real difference is the ER.

2021年7月26日 · VBTIX is the institutional class of Total Bond, with even lower expenses than the Admiral class, but like any other mutual fund (but unlike CITs) it does have distributions. Ah, interesting. Yup, looking at the description of the fund now, it is indeed a collective trust.

2023年12月1日 · The dividend yield on the stable value fund is about 3.69% compared to 4.8% for VBTIX. Putnam has the stability of a steady price with a higher expense ratio and lower yield. VBTIX has a lower expense ratio and higher yield with a fluctuating price. Bonds are 10% of my overall portfolio. I have been going back and forth about this. Not sure ...

2013年5月15日 · If I own VBTIX and I want to reallocate to equities (like VTI), would it be better to make the swap before or after a Fed rate cut? The rate cut should drive my VTBIX up, but it should also drive equities up. Am I right in my understanding that when rates are being cut, bond holders win, stocks holders win, and cash holders lose out?

VBTIX Vanguard Total Bond Market Index Fund Institutional Shares VAIPX Vanguard Inflation-Protected Securities Fund Right now I have active contributions with 33% of bond allocation going into the PIMCO and 66% going to VBTIX. I can't figure out if PIMCO Stable Income Fund is useful; it's ER is 0.45. The ER on VBTIX is 0.05.