2024年5月31日 · @DatBoiQuick The Visions FCU that is in NY and PA you would have to call. I tried to because I am out of there area. There is Visions Financial Credit Union in NC that can be joined via membership in the American Counsumer Council or the regional affialiate North Carolina Consumer Council.

2020年6月7日 · Re: Visions FCU NY/NJ for Mortgage Buddy's roommate said that despite the existence of the mortgage scores, he's been told that Visions uses basic FICO8 for mortgage lending. He will confirm but he's about 90% sure it's F8.

2020年6月22日 · I know Visions only use Experian, but do we know which version of FICO? If it's fico 8 then my score is over 700. If it's fico 5, how do I pull it myself? Thanks.

2024年2月26日 · I'm not sure what changed, I would guess pure greed like everywhere else, but who knows. There are still some credit unions with great rewards and low interest rates, some that come to mind are Signature FCU, Redstone FCU, American Airlines FCU, Visions FCU, NFCU, DCU, etc, you may not qualify for all but likely qualify for some.

ABNB FCU - Equifax FICO 8. Abound FCU - Transunion FICO 8. Addition FCU - Experian FICO 8. Affinity FCU - Experian FICO 8. Alliant - Transunion Vantage 4.0 (Primary), but will pull Experian if there are issues “reading” the TU file. American Airlines CU - Experian FICO 8. American Eagle FCU - Transunion FICO 8. America First FCU - Experian ...

2024年4月26日 · Mine is my Visions FCU 2% CB card. No AF, no CA/BT or FTF. No games, no gimmicks, just a straight up 2% card with an extensive benefits list and a reasonable interest rate (15.25%).

2024年3月24日 · Visions Financial FCU has a low-rate card with a fixed APR floor of 7.5% w/ 0 BT fee. Membership by paying $20 for membership in the NCCC (not regular ACC). @Shawman

2019年9月22日 · Visions FCU NY/NJ is a local credit union that only uses Experian 5 mortgage scores. Message 2 of 18 0 ...

2023年1月1日 · So I have the following cards open, and I think I have too much overlap or open accounts in general to the point where it's counting against me. Note that I worked my way out of multiple chargeoffs and a 500 range score for years and some of these accounts are vestiges or accounts that had graduated...

Yet to see a condensed list of lenders that pull Vantage forumed. Seen info scattered, but nothing easily locateable or readable all in one place, so here's one from my notes: EXPERIAN Broadview FCU (Vantage 3.0) RBFCU (Vantage 4.0) Petal (Vantage 3.0) Wings CU (Vantage 4.0) Can get free EX VANT...