You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.

You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount. The chart below provides examples of the percentage of your full retirement benefit amount you and your spouse would receive from age 62 up to your full retirement age.

2024年8月14日 · Deciding when to take Social Security depends heavily on your circumstances. You can start collecting benefits—based on your work history—as early as age 62 (or sooner if you're disabled), wait until your full retirement age, or hold off until age 70.

2023年8月7日 · When you choose to begin taking Social Security can affect how much you’ll get in the end. Use this full retirement age chart to plan.

2024年1月2日 · Leverage the Social Security retirement age chart if you are not yet full retirement age to know when you should start drawing benefits. When it comes to Social Security and when you should start receiving it, the answer is clear: “it depends.”

Understanding at which age you attain full retirement age is important because this is when you qualify for 100% of your Social Security benefit. If you file before this age your benefit will be reduced. If you file after this date, your benefit may be increased.

2024年7月2日 · Discover the Social Security Retirement Age Chart to plan your retirement effectively. Understand full retirement age, early benefits, and delayed retirement credits to maximize your Social Security benefits.

2016年1月15日 · When will I begin receiving my social security benefit? You are entitled to your full social security benefit at your “Normal Retirement Age” (NRA). Your NRA varies based on your date of birth. Below is the chart that social security uses to determine your “normal retirement age” or “full retirement age”:

You can find your full retirement age by choosing your birth year in the calculator below, or by using our retirement age chart. If your birthday is January 1st of any year, enter the previous year because that is how we determine your full retirement age.